📣 Submit application by the end of today to include rental debt owed to you in Openroom's Feb 15th 2026 report to Equifax.

Get started

Have a court order? Take the next step.

Whether you're a landlord or tenant, Openroom gives you (Creditors) the opportunity to report your Debtors unpaid bills to Equifax.

Rental Debt Ledger Dashboard

How does the Rental Debt Ledger work?

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Track Interest

Every cent counts when you are owed rental debt. Let us worry about the math.

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Report to Equifax

On the 15th of every month, we send the entire outstanding amount to Equifax.

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Record Payments

When money is paid back, record it into the ledger to stay on up to date.

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Monthly reminders

Every month, debtors receive an email with their updated balance owing.

Automated Interest Calculations

  • Accurate interest without spreadsheets or manual formulas
  • Based on court order rates for complete compliance
  • Real-time updates as payments are received
Ledger dashboard showing balances and transactions

Detailed Payment Log

  • Audit trail for all payments and adjustments
  • Time-stamped records for complete transparency
  • Export reports for legal documentation
Payment log interface

Credit Bureau Record

  • Has a signficant impact on credit score
  • Maintains accountability
  • Debt verified and backed by a court order from Tribunal/Court
Public record view

Monthly balance emails sent to debtors

  • Emails are sent monthly to debtors with outstanding balances
  • Changes to the balance are communicated automatically
Payment log interface

Trusted by Members Across Canada

Join thousands of people using Openroom to track court-ordered debts fairly and transparently

"Openroom.ca has become an essential tool for our team at Legacy Legal Services LLP. The credit reporting feature has also proven very effective in prompting resolution, often leading parties to engage sooner than through enforcement alone."

K
Kristen J.
Managing Partner at a Legal Firm in Ontario, January 2026

"We started filing our rental debts we had from past tenants we took to the LTB into Openroom, and got back a quarter of our filed debts so far. Whenever I have questions, I just call your team."

N
Niyati B.
CFO, PM Firm with 1000+ units, October 2025

"I like using your ledger for its automated calculation of debt and interest owing as well as the credit reporting and repeated tenant communications. With the automation, this saves a considerable amount of manual labour and tracking at our end."

R
Rob H.
Property Manager with over 400+ units, Jan 2026
$367M+
Rental debt tracked by Openroom, in Ontario (as of Jan 2026)
$24M+
of rental debt sent to our partners at Equifax in 2025
~$10.47
Returned for every $1 a Creditor spent with Openroom, on average

Simple & Transparent Pricing

One-time fee per rental debt case. No hidden charges, no monthly subscriptions, and valid for the next 6 years.

$88
One-time fee per case

Everything included:

  • Automatic interest calculation, per court order
  • Monthly updated debt balance reported to Equifax
  • Monthly outstanding debt reminder emails to the debtor
  • Complete transaction history from court order onwards
  • Court order review by Openroom staff prior to credit bureau reporting
  • Creditor-informed debtor communications, where appropriate
  • Thorough dispute handling and investigations
  • Customer support via email and phone
Get Started

No surprises, we promise.

Frequently Asked Questions

Everything you need to know about the Openroom Rental Debt Ledger

It’s time to hold people accountable when they don’t pay their debts

Whether you're a landlord or tenant, you can impact your Debtor's credit history using Openroom's Rental Debt Ledger.